How to Extend Your Foreclosure Timeline
The above foreclosure timeline provides a good outer-band on how long foreclosure takes in Ohio if you do nothing. If you defend the foreclosure using some foreclosure defenses, that can extend the foreclosure time. That is because your defenses must be adjudicated by the court before the home is sold.
A foreclosure defense attorney should be consulted to ensure the claims or defenses raised are appropriate for your case and the court. Foreclosure defense attorneys can attack the bank's case on multiple different levels for you in a manner that is appropriate and proper in the court system. Those foreclosure claims or defense attacks may allow for a favorable resolution for you (which is the reason for raising them). They also take time to resolve.
Evaluating a foreclosure case requires considering a number of different areas of the law. This means a foreclosure case can become fairly complex quickly, and may require a substantial amount of time to litigate. The worse the bank's conduct, the longer the foreclosure can take. Learn more about the foreclosure defenses that can be raised in here. Read about some of our results here.
How long do you have to get out of your house after foreclosure in Ohio?
There is a difference between the “foreclosure” and the “sheriff’s sale.” The “foreclosure” is the entire process that begins with a lawsuit and ends with an eviction. That process takes several months. The sheriff’s sale is one of the final steps in the foreclosure process.
Once the sale occurs, the bank must ask the judge to confirm the sale. That takes a few days. After the judge signs off on the order, a sheriff's deed is prepared and given to the new owner as soon as they pay for the property. That can take up to 30 days. After that sheriff's deed is transferred, the new owner can have the sheriff immediately notify you to get out of your house. If you fail to get out of your house by the deadline the sheriff gives you (or get an extension from the sheriff), the sheriff can go into the property and remove all the things inside. Those are usually placed on the first public space outside the home (curb or sidewalk).
If you are concerned that you will lose your home to foreclosure, but want to save it, give us a call. It doesn't hurt to see what an experienced lawyer can do to help without bankruptcy. Call or sign up online for your free consultation.
How long do you have to get out of your house after a sheriff's sale in Ohio?
You have about four to six weeks from the date your house is sold at sheriff's auction before you have to get out of your house. "Foreclosure" in Ohio is the entire lawsuit process. The sheriff's auction is the final part of the process. The sheriff's auction is the event that comes right before you have to get out of your house. Once the sheriff's auction occurs, some final paperwork will need to be completed. Once those documents are done, the sheriff will serve you eviction papers. Sometimes you can get an extension from the sheriff's department to extend the amount of time you have before you have to get out of your house. Ask or call the sheriff's department on how to request an extension. Each county will be different.
Want to know more about foreclosure? Everything you need to know about foreclosure is right here.